Notify the property owner/manager of your fall so they can keep track of it. It should go without saying, but seek medical help when necessary. Speak with a personal injury attorney. Insurance companies are notoriously hostile to slip-and-fall claims, and you’re unlikely to succeed without the help of an attorney.
As quickly as possible, contact your insurance company. They will have a record of everything that happened to you, as well as a copy of your medical records. You want to get as much information as possible in the shortest amount of time possible. They’ll want to talk to you over the phone, and you’ll want to talk to your personal injury lawyer.
Make your description as detailed as possible. When necessary, it is beneficial to jot down important data or memorize them. Keep in mind that your attorney is on your side. You want to provide your injury lawyer with as much information as possible so that they can assess your case and determine how to proceed. They’ll know how to put up a good fight against a defense attorney and earn you a fair settlement.
If you were at blame in the collision, admit it right away. Because of the serious consequences, you should never acknowledge blame in a slip and fall claim. Your injury claim may be jeopardized if you do so. If the victim confesses fault, some insurance companies and defense attorneys are wary of attempting to negotiate a reasonable payment on a slip and fall lawsuit.
To back up your claim, you may be requested to submit medical records. If this is the case, make sure you produce the records yourself or have someone else do it before speaking with the insurance company. The medical records should be reviewed by a personal physician or surgeon. Even if your documents are insufficient to recover compensation, they will assist the attorney in determining how much to request.
Note that insurance company personnel will almost always offer you a significantly smaller settlement than you are legally entitled to. Give them your medical records at the same time they can study them. Their proposal is merely that. They will drop or raise their offer if they want to bargain.
As quickly as possible after the accident, speak with your attorney and/or your insurance carrier.
When you have a personal injury claim, it is vital to have the correct medical coverage in place. A claim may also be complicated by other factors. For example, if you were in an accident with an uninsured motorist, if an uninsured motorist coverage was in place, or if the policy was not in effect.
You can get more from your insurance company if you have additional medical coverage. Always keep in mind that if you file a claim for benefits, the insurance company has the right to lower your coverage or even deny your claim.